The Ultimate Novice's Handbook to Financial Literacy: Start Learning Online Today.

Regulations for Website Use

By using the website, you agree to the following terms of use. The terms of use may be subject to revision at any time without notice. Read these terms often. If you do not agree with the terms of use, do not use the website. Continued use of the website implies you agree to any changes.

Terms and Conditions Acceptance

Upon joining or creating any network on our platform, you agree to comply with our Acceptable Use Policy consistently. While we maintain the right to monitor interactions within the service, we do not undertake the obligation to intervene unless deemed necessary. We encourage you to report any issues or concerns regarding the conduct of other members or hosts within the service.

Containment of Our Liability

To the fullest extent permitted by law, the Company, and any third parties connected to us:
  • (a) shall only be liable to you as a Member for the losses we cause directly arising from your exercise of any rights granted to you under these Conditions. We are not liable for any Member loss of profit or other indirect loss. We are not liable for matters outside our control;
  • (b) hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or equity.
  • Where you or others contribute to your loss, then we will be liable only for a fair proportion of your loss, taking into account your own actions and those taken by others.
  • Nothing in these Conditions shall have the effect of excluding or limiting any liability for death or personal injury caused by negligence or for fraud.

Barred Activities

It is strictly prohibited to disrupt or damage our websites, their contents or their security measures or to harass or disparage Company or our products or services or personnel. No unsolicited email (spam) may be directed to or through our websites.

Connections to Third-Party Sites

We are licensed to use all the content on our website. All the content is owned by us and we control access to it. You are not allowed to commercialise our website or the content on it (ie you are not allowed to make money or attract advertising to another business by using our website). You can share our Homepage URL with others but if you only link to part of our website or copy and paste parts of it you have to acknowledge where the content comes from. We are not responsible for the content or any viruses etc on sites that we may link to.

Service Discontinuance

We maintain the authority to immediately terminate or suspend your access to our Service, without prior notice or liability, for any reason, including, but not limited to, your violation of the Terms of Service. This encompasses instances where we reasonably suspect that you have violated these terms. Such termination or suspension may be temporary or permanent, and we reserve the right to take appropriate measures to enforce these Terms. All clauses of the Terms that should logically persist after termination will remain in force, including, but not limited to, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. Upon termination, your access to and use of the Service will cease immediately. Should you wish to terminate your account, you can do so by discontinuing your use of the Service. Any information you request to be removed from our site will be promptly deleted upon your request.

User Profile Configuration

To use most features of our Service, a valid company account is necessary. You must register for a company account by providing a username, valid email address, and other necessary details ("Registration Data") as specified during the registration on the Site. Choose a password and username carefully as part of this process. You must keep your password and account details confidential and are solely responsible for all activities that occur under your account. Each account is personal and non-transferable. You agree to:
  • Operate your account independently and refrain from sharing it;
  • Promptly notify the company in writing if there is any unauthorized use of your password or account or any other security breach;
  • Provide truthful, accurate, current, and complete information about yourself as required by the Service's registration form; and
  • Regularly update your Registration Data to keep it truthful, accurate, current, and complete.
  • You may alter your entered data at any time by accessing your account and navigating to "Settings".
  • If a Paid Service is terminated or suspended, we might remove or restrict access to any information in the Service related to your use of such Paid Service (including, if applicable, any data in your Premium Services account). The company is not liable for any loss of information due to these actions.
  • Guard your account and any Paid Services you purchase against unauthorized and fraudulent use. Immediately inform the company through the website if there is unauthorized or suspected fraudulent use of your Paid Services or if your account may be compromised.
  • No refunds will be issued for payments made before reporting unauthorized or fraudulent use. The company reserves the right to close or cancel an account in the event of any unauthorized or fraudulent use of the account or any Paid Service.
  • You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Paid Service, use of the Paid Service, or access to the Paid Service without explicit prior written consent from the company.
  • The company is not responsible for any loss or damage arising from your failure to adhere to these terms.

Miscellaneous Provisions

Aligned with our commitment to privacy and data protection regulations, we undertake the collection and processing of personal information with the utmost responsibility and transparency. Our objective is to collect only the necessary data, maintain its accuracy, and safeguard it against unauthorized access or misuse. For detailed insights, please refer to our privacy policy.

Amendments to Usage Terms

We retain the right to make changes to these terms at any time, reflecting updates to our service offerings, changes in the legal landscape, or adjustments in industry standards. Such modifications will be posted on our website and effective immediately upon posting. We may also communicate these changes through other methods deemed appropriate. By continuing to use our services after these changes, you acknowledge and agree to the revised terms.